Credit Risk Strategy Manager

Be unstoppable with us!

T-Mobile is synonymous with innovation–and you could be part of the team that disrupted an entire industry! We reinvented customer service, brought real 5G to the nation, and now we’re shaping the future of technology in wireless and beyond. Our work is as exciting as it is rewarding, so consider the career opportunity below as your invitation to grow with us, make big things happen with us, above all, #BEYOU with us. Together, we won’t stop!

As a Credit Risk Strategy Manager within the Credit Risk Management team, you will be required to wear multiple hats. You must have a strong blend of analytical skills, project management, presentation skills, and ability to develop strong and effective working relationships.

The Business Strategy Manager leverages deep problem-solving and analytical skills to effectively frame complex business problems, present thoughtful recommendations, and guide strategic and operational decisions impacting business growth. This role uses data from internal and external sources to perform detailed analysis, identify trends and define fields of opportunity for the line of business/function. The Business Strategy Manager communicates complicated data, logic, and solutions in a clear and concise manner. The Business Strategy Manager works cross-functionally at all levels, including senior leadership, to drive strategy adoption and execution. This role uses a data-driven approach when collaborating across teams to influence change and shape business growth.

You must be able to manipulate large amounts of data, extract key insights from the data, and then clearly and concisely communicate actionable recommendations based upon your insights. In many cases, you will participate in projects at various stages from idea or hypothesis generation to development and/or implementation. You will be expected to contribute actively with creative and credit-focused ideas, to demonstrate problem solving skills and ownership aptitude. You will be primary statistics analyst in your projects.

Job Responsibilities:

• Develop and simulate Consumer Origination or Portfolio credit risk decision strategies, using segmentation and optimization techniques, trend and regression analysis, financial analysis, and forecasting techniques. Lead the development of specific segments or entire credit strategies, as assigned.
• Perform complex qualitative and quantitative analysis of Consumer credit data leading to the generation of business cases, the development of new strategies, and what-if analyses of existing strategies.
• Analyze, independently, Consumer credit bureau and alternative Consumer credit data, resolving assignments with specific data-driven responses and incremental insights (going above and beyond the assignment).
• Extract, load and transform credit risk data from multiple sources and complex formats, performing as a data leader and expert.
• Outstanding time management skills and project management fundamentals (schedule and resourcing)
• Mentor and train new team resources from a technical and domain point of expertise

Education:

• BA/BS in Finance, Economics, Mathematics, Industrial Engineering, Statistics, or related degree (Required)
• Master’s Degree in Finance, Economics, Mathematics, Industrial Engineering, Statistics, or related degree (Preferred)

Work Experience:

• 3+ years of Credit or Collections risk management experience, preferably with a credit card or personal loan issuer
• 2+ years of quantitative analytic modeling, data science or comparable credit process management experience
• Basic proficiency in SQL, C++, SAS, Python, R, or other statistical software packages
• Superior communication (spoken and written), organization and presentation skills
• Superior time management skills and awareness of project management methods
• Wireless/Telecom experience
• Strong financial service and credit regulatory understanding and awareness
• Experience with credit risk decision engine software and platform solutions
• At least 18 years of age
• Legally authorized to work in the United States
• Colorado Range: $103,300 - $139,900
• High School Diploma or GED

Travel:

Travel Required (Yes/No):Yes

DOT Regulated:

DOT Regulated Position (Yes/No):No

Safety Sensitive Position (Yes/No):No

T-Mobile's Commitment

Never stop growing!

T-Mobile doesn’t have a corporate ladder–it’s more like a jungle gym of possibilities! We love helping our employees grow in their careers, because it’s that shared drive to aim high that drives our business and our culture forward.

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T-Mobile USA, Inc. is an Equal Opportunity Employer. All decisions concerning the employment relationship will be made without regard to age, race, ethnicity, color, religion, creed, sex, sexual orientation, gender identity or expression, national origin, religious affiliation, marital status, citizenship status, veteran status, the presence of any physical or mental disability, or any other status or characteristic protected by federal, state, or local law. Discrimination, retaliation or harassment based upon any of these factors is wholly inconsistent with how we do business and will not be tolerated.

Talent comes in all forms at the Un-carrier. If you are an individual with a disability and need reasonable accommodation at any point in the application or interview process, please let us know by emailing ApplicantAccommodation@t-mobile.com or calling 1-844-873-9500. Please note, this contact channel is not a means to apply for or inquire about a position and we are unable to respond to non-accommodation related requests.